HELP: Advice finding good Building in Financial District ? ? ?

Hello Fellow Streeteasy residents, I'm a current resident of the Cobble Hill/Brooklyn Heights neighborhood's here in BK. I'm looking to move into the city and have been eying the "FULL SERVICE, Luxury Buildings" so aggressively marketed in the Financial District. I do not work on WALL ST, rather in my Studios/Showroom in williamsburg. But I'm intrigued by what the FiDi buildings might offer. DOES ANYONE HERE live down there ? Is it a deadzone after 7pm ? Do they have good restaurants that deliver dinner until 10PM ? Will I starve to death and Do I have to be non-creative to live there ???? YOUR HELP and Advice, no matter what it is, is greatly appreciated ^__^ ! ! ! Thanks in advance